Barclays Telephone Banking? An Unbiased Review of Barclays Banking

January 27th, 2012 | Banking | No Comments »



Barclays telephone banking-is it a good system or not? Let’s look at the 2 most important variables:

#1) Customer service

This is obviously VERY important in telephone banking. How is the service?

Like practically all other banks today, Barclays outsources their call centers. Translated: you’d better cross your fingers and hope you get somebody who speaks good English.

However, their employees generally tend to be well screened… and for the most part tend are knowledgeable and speak English well. More often than not you will have a good experience-at least when speaking with someone.

The problem is getting to speak to somebody. It’s not uncommon to experience extraordinarily long wait times when calling during busy hours.

#2) Ease of use

Barclays telephone banking is relatively easy to understand, which is good because it means you should rarely have to speak to someone in the first place. You can perform almost any function over the phone that you could at a physical branch.

Be aware…

One complaint some have had is that occasionally scam artists will call you posing to be from the company… but they are really just after your bank account info. Generally speaking, if someone calls you asking for your info–even if they claim to be from Barclays–don’t give it to them.

Obviously this isn’t a slight against the company-it has nothing to do with them. It’s just something to be careful of.

So is it recommended?

Overall I would say yes. Assuming you don’t have to speak to a live person-and usually you won’t-Barclays telephone banking is a good system to use.

Finance Report – Tips on How to Write One

February 3rd, 2011 | Finance Planning | No Comments »



Your finance report is basically your history of how you borrow money. There are credit agencies that gather, maintain, update and share this information. The information on your report can make the difference between you being able to access some opportunities and not others. It is not only used when you want to borrow money, it can also affect the amount you pay for insurance, whether you can manage to rent the apartment of your choice and it can even influence whether you will get a certain job.

That is why it is essential to keep track of your credit score all the time because there have been cases whereby mistakes have been made. So when you keep abreast, you will be sure that the information there is accurate. You should also be able to get a copy of your finance report and you can get it for free online at the Annual Credit Report website. Then all you will be required to do is to input your name, birth date, address and social security number.

Ensure that you are on the right website before you give out your personal information. This is because there are sites that pose as the genuine thing that are run by scam artists who just want to get your personal information and use it to cause mayhem to your finances. When you check your finance report regularly you will be in a position to see who has requested your report and the reason.

A good finance report will make many aspects of your life easier by saving you a lot of time and money. This way you will be in a better position to manage your finances and be able to make wise decisions.